If you’re earning over $250,000 a year but still feel like you’re running out of time every single day, you’re not alone. Many high-income families are financially successful but feel stretched thin between work, kids, and life.
The good news? You can buy back your time. And when you do, you’ll reduce stress, live with more intention, and finally feel like you’re living—not just managing your calendar.
Here are five powerful strategies my clients use to reclaim their time and build a life that reflects their values.
Mindset shift: Just because you can do something doesn’t mean you should.
Think about the tasks you handle every week—laundry, grocery shopping, lawn care, home maintenance. Then ask: “Is this worth $150–$300 per hour of my time?”
Create a “Don’t Do List.” Write down the things someone else could do 80% as well as you. Start by outsourcing one or two of them, even once a month, and feel the mental space open up.
Examples of small wins:
Case study: Chris & Danielle, dual-income parents earning $375K with three kids. Danielle was spending 4–5 hours every weekend meal prepping and cleaning. With a $1,000 monthly “time buy-back” budget, they hired a cleaning service, subscribed to healthy meal delivery, and started using Instacart. Saturdays are now spent at kids’ games and family outings instead of chores.
Manual money management creates stress and burns time. Automation removes decision fatigue.
How to set it up:
Pro tip: Create a “Money Day” once a month. Spend 30–45 minutes reviewing spending, checking goals, and aligning with your partner. The rest of the time? Let automation do the heavy lifting.
Case study: Mike, a business owner with nine accounts, spent two hours every Sunday managing money. By consolidating and automating, he reclaimed eight hours a month.
Time management isn’t just about money—it’s about coordination.
Step 1: Use a shared calendar system (Google Calendar, Cozi, or even a whiteboard). Sync everything: school drop-offs, sports, doctor visits, travel, and work deadlines.
Step 2: Hold a 15-minute Sunday night family calendar meeting. Review the week ahead, flag conflicts, and assign logistics.
Bonus tip: Block non-negotiables—date nights, kid time, workouts, solo recharge time—before work creeps into your schedule.
Case study: Sarah & James, professionals with a blended family of five. After syncing calendars and protecting “family time blocks,” they reduced evening chaos and started enjoying weekly family dinners again.
If you’re a business owner, your time is best spent in your zone of genius—not reconciling QuickBooks or clearing your inbox.
Start with:
Key mindset shift: Stop asking “Can I afford to hire help?” and start asking “What is it costing me not to?”
Case study: Rachel, a creative agency owner earning $300K, was bottlenecking growth. She hired a VA and outsourced bookkeeping. Within six months, revenue grew 20% because she had time to focus on clients and business development.
Travel is where time and stress multiply if you don’t plan smart.
How to save time on the road:
Pro tip: Use points strategically. Premium cards like Amex Platinum or Chase Sapphire Preferred offer rewards that offset costs. Pair them with portals like Rakuten or airline shopping platforms, and always pay balances monthly.
Case study: The Mavericks, a family of four, used points to fly business class to Portugal and stayed 12 nights on rewards. They saved $11,000 while traveling in comfort.
When you stop trading time for tasks that don’t require your attention, you unlock your real wealth—freedom. And buying back your time isn’t about luxury. It’s about designing a life that reflects your values.
If you’re ready to stop surviving and start living with intention:
Download my free ebook Mastering Millennial Money for more tools, strategies, and real family stories on building wealth with intention.
And if you want more content like this, subscribe to my YouTube channel where I share practical tips for high-income families who want to live well today while planning for tomorrow.
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